About David Walters Limited

Are you looking for a loan, mortgage, or lіnе оf credit? You are in the right place.

David Walters Limited is a consumer finance company offering leverage till pay day loans, cash loans, group loans to our target market. Leverage till pay loans is targeted towards salary earners to meet up with their financial challenges before pay day.

CONTACT US

Our customers include high-net-worth individuals from various financial organisations such as:

  • Negotiable Interest Rate
  • Single Monthly Payment
  • Fixed Term - 3 to 6 Months

No Hidden Fees

Less Documents

Specialist Team

Simple Loan Process

These are our simple loan process

Choose Amount

Provide Document

Approved Loan

Get your Money

Executive Team

Our lоаn specialists will wаlk уоu thrоugh the рrосеѕѕ offering undеrѕtаndіng and guidance thrоugh out.

ceo-pic

Mr. Adebayo Oluwole is a Business Manager, A Marketer, Marketing Communicator, an intermediary and an investment banker. Mr Adebayo had an stint with American International Insurance Company Plc as a Marketing Executive from 2003 to 2011 He was the founder and brain behind iBrand Communications Nigeria Limited, an information Technology Company that Specializes in I.T Security. He was the Director of Sales and Marketing from 2009 till date. He was with S & R Pro Solutions Elm Road,Reading,Berkshire,United kingdom, From 2013 to 2015 as an Assistant Consultant, head of instruction & Compliance , during these period he developed cognate corporate communication experience skills, career advancement and international exposure from a developed system. His various experience in Marketing, insurance and financial investment services, has earned him considerable respect and goodwill in sales, marketing, investment space.

Mr Adebayo Oluwole

Chief Executive Officer

Olutoyin Olukoya Is a graduate of a core science from the University Of Ibadan in 1979. She qualified as a Chartered Accountant in 1986. She is a Fellow of The Institute Of Chartered Accountant Of Nigeria (I.C.A.N) & Chartered Institute Of Taxation. She worked in Balogun Ayanfalu Badejo & Co( Firm Of Chartered Accountant) from 1981 to 1989 as Audit Trainee. She was The Group Chief Accountant Of The Daily Times Of Nigeria from 1989 to 1996. She Served as Chief Examiner with The Institute Of Bankers Of Nigeria and Member Of Technical Committee Of Ican. She also worked as Admin/Finance Manager in Bola Memorial Anglican Church ikeja from 2006 to 2013. She is Currently The Managing Partner Of Toyin Olukoya & Co ( Firm Of Chartered Accountant).

Mrs. Olutoyin Olukoya

Director of Account / Finance

Barrister Oladosu Aiyepola is graduate of law from the university of Ife & has been called to the Nigerian bar since 1986.

Barrister Oladosu Aiyepola

Company Secretary

Our Services

Find below our Services

Payday Loan

Leverage till pay loans is targeted towards salary earners
to meet up with their financial challenges before pay day.
Ticket size : N100,000.00 - N1,000,000.00
Tenor : Between 3Months and 6months

Personal Loan

Personal loan is targeted toward individuals
who need soft loan for immediate personal use.
Ticket size : N50,000.00 - N200,000.00
Tenor: Between 1Month and 3months

Group Loan

DWL's Group loan is targeted
towards employees of organizations..
Ticket size : N50,000.00 - N200,000.00
Tenor: Between 1Month and 9months

Education Loan

Business Loan

Car Loan

What are you still waiting for?

Make any dream a reality with one
of our loan plans

OUR SERVICES

Customer FAQ’s

Below are our customers' frequently asked questions

The minimum and maximum borrowing limits are set by each lender and the amount of your personal loan limit depends on your creditworthiness. Ask yourself about your needs. If you’re taking out a loan for something just nice to have, like a vacation, you might want to consider building towards that goal by opening a high-interest savings account. However, if you’re consolidating debt or covering unexpected expenses, a personal loan may be in your best interest. The amount you request when taking out a personal loan should be limited to your actual need. Borrowing more money than you need ends up making the loan more costly over time. To calculate how much money you should borrow, add up all your debts or anticipated expenses to come up with an ideal loan amount.
Depending on the loan amount and application time frame, there may be a waiting period before you receive funds. Some loans process within 48 hours, but others may take a bit longer. Take these time periods into account when deciding which loan product to apply for.
Make sure you know what documentation to bring with you. You will need to fill our application form, your Bank Verification Number (BVN) and basic employment and income information to apply for a loan with David Walters Limited. Once we receive the application, we will determine if any additional information is required. With any lender, you’ll need to verify your identity, provide your Bank verification number, provide proof of income, and state the purpose for your loan.
Your credit score is a major factor in determining whether David Walters Limited will approve your loan application, since credit is an indication of your ability to responsibly repay the loan. There are different credit scoring models, but most have a range of scores from 300 – 850. The higher the number, the more creditworthy you appear. If possible, check your credit report before applying. You are entitled to receive a free copy of your credit report from the three major credit reporting bureaus once every 12 months (they may charge a fee to provide your credit score). Dispute any inaccuracies in your credit report to ensure the most accurate representation of your creditworthiness.
Depending on your credit score and other factors, the interest rate may impact your decision to borrow. Think of an interest rate as an expense for borrowing money from a lender. The amount of interest is bundled with your payments. Be sure to ask about how the interest rate affects the cost of borrowing the loan before signing the paperwork.
Your repayment plan, usually monthly, will impact your day-to-day finances. Is it set at a rate you can handle without worrying about missing a payment? Your monthly payment will depend on the amount of the loan, interest rate, and term of the loan. Make sure you know your monthly due date and when those payments start. Additionally, you should also ask your lender if there are penalties for late payment . David Walters Limited Personal Loan products have no prepayment penalties.
It’s important to consider the term of the loan and whether it works for you in the long run. If you don’t mind paying a larger monthly payment, you may want to choose a shorter timeline. On the flip side, taking out a loan with a longer repayment timeline usually grants a smaller, more affordable monthly payment.
Some lenders offer personal loans that include Origination or Processing fees, which are a percentage of the loan amount. Some loan companies also call these closing costs.
Some lenders may allow a guarantor on a loan, which could help an applicant get approved for the loan. With a guarantor , if something happens and you are unable to make payments, the guarantor can be held responsible for repayment of the loan. David Walters Limited does have guarantor on loans, but does allow guarantor. With a guarantor, both people are equally responsible for the loan.
You must earn a minimum of N200,000 monthly